NeuCare + Health Insurance

NeuCare is an independent, affordable way to receive primary care and other healthcare services. We do not contract with or bill any private health insurance, Medicare, or Medicaid plans.

However, we should not be considered a substitute for health “insurance.” We encourage but don't require, our patients to carry some health insurance plan in case of unexpected, expensive health events such as surgery or hospitalization. Most patients find a high-deductible insurance plan + HSA the best option when utilizing our services. If you have a PPO-style health insurance plan, you can still use your insurance elsewhere (specialists, pharmacies, hospitals, etc.) just as usual when needed. 

Insurance FAQs

  • Heck no! NeuCare is a great way to receive high-quality primary health care. Still, we strongly recommend that all people carry some form of health insurance, which is needed for unexpected and expensive events.

  • In most cases, yes. Your insurance plans will continue to operate “as usual” at other doctor's office, hospitals and pharmacies. PPO-style plans do not require a designated “gatekeeper” doctor for referrals, medications, tests, etc. Dr. Neu can order or refer just as another doctor would do. HMO-style plans (including Kansas Medicaid plans) do require an in-network designated primary doctor for access to other services, so they do not pair as well with NeuCare.

  • No. NeuCare does not contract with any private or public health insurance plans and cannot bill them on your behalf.

  • We can provide Medicare beneficiaries stellar primary care services. However, our charges cannot be billed to Medicare by us or the patient and the beneficiary must sign a Private Contract prior to joining acknowledging this fact. As Medicare is an open network, patients may continue to use their Medicare benefit elsewhere with accepting providers as usual. 

  • For à la carte services, yes.

    For membership-based services, please contact us or an accounting professional to discuss this.

  • Our services, by themself, do not qualify as health insurance or covered under current law. However, this type of practice is loosely termed “Direct Primary Care.” It is mentioned briefly in the Affordable Care Act as "participating in insurance exchanges with a wrap-around insurance plan”. The details of such are still very unclear, but we are not waiting around for Washington or any other capitols to provide our community with high-quality, affordable primary care.

  • We do not contract with any Medicaid/KanCare plans and cannot bill them for our services. Medicaid/KanCare recipients are welcome to join NeuCare but will likely also be assigned a "network Primary Care Physician (PCP)" that may be required to access other health plan benefits and services. 

  • MEMBERSHIP FEES: Generally, insurance companies do NOT recognize any membership fees as a reimbursable expense.

    OTHER FEES: For à la carte services or non-covered service fees (meds, labs, x-rays, etc.), we can provide a receipt of payment so you can process with your insurance plan if you wish.

  • We are not financial or health insurance advisors and recommend you speak with a professional in that industry if you have questions. However, our members often find that high-deductible (or catastrophic) insurance plans are very pleased with their arrangements when combined with our services. NeuCare can provide day-to-day services and a high-deductible plan can help limit the enormous expenses of a major event.